Top 5 Reasons Why You Should Have Identity Theft Protection

Keep your identity safe

We live in a day and age where identity theft has gone mainstream. While a few decades ago there were very few phishing attacks, viruses, and hackers, today the number of digital threats has reached an astounding level. Hackers have even made their own organizations, such as Anonymous, Syrian Electronic Army, Chaos Computer Club or Tarh Andishan.

The big issue when browsing online is not that the number of viruses or hackers has skyrocketed as of late. The real problem is that most of them are looking to steal your identity. In other words, these thieves are after your name, address, credit cards, social security number, bank accounts and most importantly, passwords.

Since 2005, over 864 million electronic accounts have been breached. Cybercriminals have managed to steal a whopping $30 billion, causing the collapse of many emerging businesses, large corporations or even economies. Amidst all of that, millions of people have lost their life savings and were only able to recuperate a part of them, mainly because they weren’t insured. This is where identity theft insurance or protection comes into play.

What Actually is Theft Protection?

Identity theft protection is a practice that makes your online accounts safer against cyber attacks, reducing the chances of one of these attacks happening to you and protecting your personal information. Identity theft protection lowers the chances of you getting attacked by cybercriminals and covers expenses such as lost wages, phone bills, credit card charges, and even attorney fees.

Top 5 Reasons why you should get Identity Theft Protection Today

There is no doubt that identity theft protection is not a waste of money. On the contrary, it is one of the surest methods to get the peace of mind that your digital persona is safe and that your savings stay well protected in the bank. Here are 5 reasons to invest in identity theft protection.

1. Overwhelming Number of Cyber Crimes

According to recent statistics, only in the US, more than 15 million accounts are hacked every year. Purchasing an identity theft protection service from a reputable company is definitely a smart idea.

2.  Easy to Get

Identity theft protection can be easily purchased through credit bureaus, insurance agents, credit card issuers, credit unions, banks, and online identity theft protection agencies. All you need to do is to choose your plan, select the period, add extras and sign the form agreement. You can even get it online, without having to pay a visit to the bank.

3.  It’s Inexpensive

You can protect your digital persona for just $25 to $50 a year. That’s pretty much the average cost of a standard identity theft protection policy. Of course, the price can vary, depending on the level of protection, features, and added benefits.

4.  Permanent Alerts and Credit Freezes

Hackers can easily get into your computer and steal important files. However, once they try to log into your bank account from an unrecognized device, your credit will be automatically frozen. In other words, they won’t be able to steal a penny out of your money. Fraud alerts will also be issued on your email address, phone number and even via direct dial. In addition to credit freezes and permanent alerts, you get to enjoy mail security. To top it all, you get to enjoy enhanced security when browsing the web. You get credit monitoring from all three credit bureaus and you are also more protected when navigating online.

5.  Gain the Peace of Mind and Protect your Family

Lastly, identity theft protection gives you the peace of mind that you and your family are safe. Nothing can compare to resting assured that all of your savings and accounts are well protected. Best of all, most of these services will not cover just you, but all of your family members.  Most identity theft protection agencies offer personalized family plans. These plans cover all the family members living at a single address. Moreover, these agencies offer senior plans that cover both their children and their grandchildren.


Identity theft protection is paramount today. If you want to stay well protected when browsing the web and you want to rest assured that you are safe from cybercriminals and their attacks, buy identity theft protection today.